i need to get my finances in control because i've tried for years to get my credit cards down with no success.
well, maybe i haven't tried THAT hard.
you see i'll be good for a couple of months, then decide that i need to buy a chloe bag.
or i'll be good for a couple of months, then decide i need to buy...
...four pairs of expensive shoes
...or ten dvds
...or have a mac cosmetics shopping spree
...or drink a $100 bottle of wine with dinner
...or buy twenty of my closest friends a shot - twice.
you get the idea.
it's not smart and it shows no self control. plus it's just extra stupid debt because i don't NEED any of it - it's all frivolous.
for example i wanted to buy a new summer dress for this past weekend, a cheap little sundress would have done just fine but of course i buy a $130 dress and a $110 dollar purse to go with it.
NOT necessary, as i have at least eleven other similar black dresses already in my closet.
as michael jackson would say, "i'm gonna make a change, for once in my life".
although the jury is still out if it is, "gonna feel real good"
or "make a difference"
but i'm gonna try, "to make it right".
(it's my blog, and damnit i'm allowed to correlate michael jackson and credit card debt if i want to)
so last night i did something that i should have done years ago:
goodbye banana republic luxe card, goodbye dillard's elite rewards card, goodbye beautiful nordstrom card, goodbye usbank visa, goodbye citicard visa and goodbye capital one visa.
fact: i cried when i was done cutting them up.
they are my security blankets, but from now on it's just me and my trusty keybank debit card.
we can do it buddy, it's just you and me kid.